Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Valorum Trade website and services. Please read them carefully before using the platform. This document is a general draft template and should be reviewed and adapted to your specific business and jurisdiction before use.
Last updated: [Insert Date]
1. Acceptance of Terms
By accessing or using the Valorum Trade website, tools, or related services (collectively, the "Service"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you should not use the Service.
2. Description of Service
Valorum Trade provides AI-driven data analysis and decision-support tools intended to help users interpret information relevant to their investment research and decision-making process. The Service is offered on an "as is" and "as available" basis, and its features, availability, and output may change over time without prior notice.
3. Not Financial Advice
All analytical output, reports, summaries, and content generated or provided through the Service are for informational and educational purposes only. Nothing produced by Valorum Trade constitutes financial, investment, legal, or tax advice, nor should it be relied upon as the sole basis for any investment or business decision. You are solely responsible for evaluating the merits and risks associated with any decision made using information obtained through the Service, and you should consult a qualified, licensed professional before acting on any such information.
4. Eligibility and Account Responsibilities
To use certain features of the Service, you may be required to register for an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.
5. Acceptable Use
When using the Service, you agree that you will not:
- Use the Service for any unlawful purpose or in violation of any applicable local, national, or international law or regulation.
- Attempt to reverse engineer, decompile, or extract the underlying models, algorithms, or source code of the Service.
- Interfere with, disrupt, or place undue load on the infrastructure supporting the Service.
- Use automated means to scrape, harvest, or extract data from the Service without prior written consent.
- Misrepresent your identity or affiliation, or use the Service to distribute misleading or fraudulent information to third parties.
6. Intellectual Property
All content, software, design elements, trademarks, and other materials associated with the Service, excluding data you input or content you generate through your own use, remain the property of Valorum Trade or its licensors. You may not copy, modify, distribute, sell, or lease any part of the Service without express written permission, except where such use is expressly permitted for your personal or internal business purposes.
7. Subscriptions, Fees, and Payment
Certain features of the Service may be offered on a subscription or paid basis. Where applicable, pricing, billing cycles, and payment terms will be presented to you at the point of purchase. You are responsible for providing accurate billing information and for any charges incurred under your account. Fees, unless otherwise stated, are non-refundable except where required by applicable law.
8. Third-Party Data and Links
The Service may incorporate, reference, or link to data, tools, or resources provided by third parties. Valorum Trade does not control and is not responsible for the accuracy, completeness, or availability of such third-party content, and inclusion of such references does not constitute an endorsement.
9. Disclaimer of Warranties
To the fullest extent permitted by applicable law, Valorum Trade makes no warranties or representations, express or implied, regarding the accuracy, reliability, completeness, or timeliness of any output produced by the Service. The Service is provided without warranty of merchantability, fitness for a particular purpose, or non-infringement. Use of the Service and reliance on its output is entirely at your own risk.
10. Limitation of Liability
To the maximum extent permitted by law, Valorum Trade, its officers, employees, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of profits, loss of data, or financial losses arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Valorum Trade and its representatives from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
12. Termination
We reserve the right to suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Valorum Trade, other users, or third parties. You may also discontinue use of the Service at any time.
13. Changes to the Service and Terms
We may modify, suspend, or discontinue any part of the Service at our discretion. We may also update these Terms from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Valorum Trade is established, without regard to conflict-of-law principles. [Insert applicable jurisdiction and dispute resolution mechanism.]
15. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
16. Contact
Questions regarding these Terms may be directed to us through the contact channels listed on our Contact page.
This Terms and Conditions document is a general template provided for informational purposes and does not constitute legal advice. It should be reviewed by qualified legal counsel and adapted to reflect your specific services, jurisdiction, and regulatory obligations before publication.